Posts by Chris Wills
College application trends
At College Inside Track, we regularly track emerging college application trends, and there are a few that we believe all students and their families should consider when compiling their final college list. Test Optional Fact: Test Optional policies continue to be in flux. Some schools are truly test optional; some are test…
Read MoreStudent Loan Borrowing Limit Changes from the new budget bill
The new budget bill has overhauled ways students and parents borrow for college. Here is a summary of the many student loan borrowing limit changes. New student loan borrowing limits for federal loans go into effect July 1, 2026. Note that the student loan changes below only apply to federal loans from the government,…
Read MoreNew budget bill expands 529 Plans
The new budget bill expanded the uses of 529 Plans. This continues the policy trend of making them easier and more attractive to use. 529 Plans are investment accounts funded by after-tax dollars where the earnings grow tax-free and withdrawals for qualified education expenses are also tax-free. Withdrawals for non-qualified expenses are taxed as…
Read MoreThe 5 Myths of College Costs
How many purchases in life would you spend hours or even days on without knowing the cost? Imagine looking at homes or vehicles and obsessing over their details to find the right one, only to then be told the seller would get back to you on the price that they were customizing only to…
Read MoreNavigating Student Loan Changes
College Inside Track’s Chris Wills was featured on WCCO Talking Points with Esme Murphy discussing the changing rules with student loans 0:00 Navigating changing rules for student loans 1:06 Collecting on defaulted student loan payments 2:24 What is a federal direct student loan? 3:10 Cautioning against parent-plus loans 4:03 Future of Biden’s…
Read MoreFederal Student Loan Collections Resume
For the first time since March 2020, the Department of Education will be collecting on defaulted student loans beginning on May 5, 2025. The office of Federal Student Aid (FSA) will encourage borrowers to begin making monthly payments, enroll in an income-driven repayment plan, or pursue loan rehabilitation. The FSA is also restarting…
Read MoreHow to Develop Executive Function Skills
By Paige Feldman Developing executive function (EF) skills is a gradual process that requires consistency, patience, and support. Different groups—parents, educators, athletes, and young adults—can use specific strategies to foster EF development. Routines, accountability, and positive reinforcement are key elements in supporting EF growth. For Parents Establish Routines: Routines create predictability and reduce…
Read MoreWhat are executive function skills?
By Paige Feldman Executive function (EF) skills are the mental processes that enable us to plan, organize, and complete tasks. These skills are essential for success in school, work, sports, and everyday life. Key components of EF skills include: Planning and Prioritizing: Figuring out the steps needed to achieve a goal and determining…
Read MoreGuidelines for student loan repayment
By Cozy Wittman, As the price of college continues to climb, for many, loans will need to be part of the larger strategy to pay for school. How to pay those back should be an important part of the discussion when the student takes out the loans. Guidelines for debt payback can help a…
Read More10 Essential Skills for College Success
By Paige Feldman, Meet Scarlet, a bright-eyed, first-year engineering student who has just stepped onto campus, buzzing with excitement and dreams. Like many new students, Scarlet is eager to dive into her studies and embrace the independence college offers. However, as the semester progresses, she begins to feel the weight of her newfound responsibilities.…
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