Highly Selective College Deferring and Suggesting EDII? Here’s What to Know

Deferred at your highly selective school, with an option to choose Early Decision II?  Here’s what you need to know. Numbers of applications submitted to Highly/Most Selective Colleges continues its strong upward trend during the currect application cycle.  Admissions officers have speculated a number of reasons for this much higher rate of applications.   Online learning…

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529 Plan Funds can be rolled over into Roth IRAs

man celebrating

By Heidi King, College Inside Track   Tucked into the year-end federal spending package was a new provision allowing 529 Plan funds to be rolled over into Roth IRAs tax and penalty free. This significant change takes effect in 2024. Here are the key details:   The benefit is for 529 plan beneficiaries (as opposed…

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Financial Aid Formula Changes

income protection allowance rising

  The FAFSA formula that determines how much financial aid a family will qualify for is undergoing two behind-the-scenes financial aid formula changes for the 2023-24 school year.  These changes are in addition to the massive changes happening for the 2024-25 school year for families with multiple children in college, grandparents, etc. First, the good…

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Can We Juggle Assets to Make Ourselves Need-based?

woman juggling

  In this three minute video, CIT Education and Partnerships lead Cozy Wittman answers the perennial questions asked by high-EFC parents in search of college dollars: “Can we juggle assets to make ourselves need-based? What can we do to make ourselves needier on the FAFSA and CSS Profile?”      Learn the single strongest factor determining whether…

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Federal Student Loan Forgiveness Applications Open

Student loan forgiveness applications open  The Department of Education has launched a beta test of its application website for those seeking debt relief. Federal student loan borrowers can now submit applications through the Department’s beta mode website. Borrowers who submit their applications now will not need to resubmit them once the Department of Education begins…

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Cozy Wittman: Current College Trends on the “Something More with Chris Boyd” radio show

Cozy Wittman, Education and Partnership Manager of College Inside Track, joins CEO, Chris Boyd, CFP®, and Wealth Advisor, Jeff Tomaneng, CFP® to discuss college planning and trends. Cozy discusses how she helps students prepare for the college search and selection process by explaining when students should start their search, important factors to consider, and how…

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Student Loan Forgiveness Details

  Here is a Q&A with College Inside Track President Chris Wills regarding the Biden administration’s student loan forgiveness plan:    Chris, there’s been a lot of publicity around the Biden-Harris Administration’s Student Loan Forgiveness Plan.  I just received my first alumni parent text on the topic: “How do we get the Biden Loan Forgiveness…

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Jay Benanav Q and A: Financial Aid Issues for 2023 HS Graduates

College Inside Track founder and nationally recognized college admissions financial aid expert Jay Benanav discusses some of the most salient college financial aid issues relative to the 2022-2023 application cycle   Q: Jay, what is new and reportable in the 2022 landscape of financial aid?  What have we learned in the last application cycle?  Even…

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