Would you ever consider a scenario where the scholarships your student won actually resulted in a scholarship reduction elsewhere? One of the students we work with, whom we’ll call Caitlyn, was a dream that every parent (and counselor) hopes for: kind, bright, studious and incredibly engaged in the college process. In addition to having nearly…

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   3 new paying for college strategies in the COVID-19 world – COVID-19 has massively disrupted the college planning process, which has created new opportunities for families to potentially reduce their cost. Check out 3 new college financial planning strategies to consider (as always, please consult with a financial professional to determine if any are…

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  5 ways to evaluate a college in the COVID-19 world – Campuses are closed for visits, so how does a family evaluate a college in the new COVID-19 world? College Inside Track President Chris Wills goes beyond the normal advice and recommends 5 excellent tips.   9 important adulting skills to teach your captive…

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While the rising cost is certainly a factor, it is often the decisions that families themselves make that cause them to unnecessarily pay more for college than they should (and potentially increase student debt). As hard as it might be, there are instances where a family needs to recognize a college-related decision will cost them…

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In our work of helping families navigate the college process. it continually shocks me how few have not had the “money talk,” either between the parents and/or between parents and child. Given the cost of college today, this is highly irresponsible at best, if not downright dangerous. I haven’t heard of many married couples not…

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  The Setting Every Community Up for Retirement (SECURE) Act signed into law at the end of 2019 includes two significant college planning changes that families need to know about.   529 Plans can now be used to repay student loans Previously, 529 Plans could be used for qualified college expenses and $10,000 annually of…

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Student Loans from A to Z – Trying to figure out the borrowing side of college? Road2College.com has a nice summary of student loans and pros and cons of each type. One important message: Students should always max out federal loans before looking into private loans, but you must fill out the FAFSA to qualify…

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The FAFSA is a quintessential government form, meaning it isn’t always as easy to understand as it should be. And with over 100 questions to navigate, far too many families make mistakes that are unnecessarily costing them money. Money Magazine compiled the following tips on how to tackle the 6 trickiest questions: Questions 24 and…

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College Inside Track’s Cozy Wittman was featured on WCCO TV discussing a financial framework for how families should think about their college search. Cozy emphasized narrowing visits down to schools with the right academic rigor, social environment and price point. She says she often consults with families who haven’t put much thought into paying for…

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